Books like PG Wodehouse’s for example age very well despite the fact that the idyllic world that they are set in and societal norms that they refer to are completely unrecognisable today. And that is due to the romanticisation of any situation and the ample use of humour. I have always viewed RK Narayan as an Indian version of Wodehouse with his semi-rural South Indian locales, quaint characters and understated and wry humour. His world of Swamy, for example, has provided endless delight to me and I’m sure to generations of readers. However, The Financial Expert, frankly, was somewhat disappointing — the plot was too simplistic and the humour rare to find!
This book, like most of his other stories, is based in the fictional town of Malgudi in southern India with the characters and their milieu being similar to his usual ones. Margayya (literally the person who shows the way) is the resident financial expert who helps the villagers inveigle loans from the local co-operative bank but aspires for more wealth and respect from his fellow citizens. His journey towards that goal forms the crux of the novel and his long-suffering wife, his spoilt son Balu, and Dr. Pal, a bohemian author, play important roles in that journey.
Narayan has managed to imbue his central character of Margayya with multiple facets to his nature — greedy, miserly, pompous, sensitive, self-righteous yet one who appears simple at his core. His relationship with his wife is the one that Narayan has captured the best, he’s usually dismissive of her yet tender on occasions. Parts of the plot, like his engagement with his clients, his conflict with the co-operative bank officials, his encounter with the local priest, his hunt for a red lotus and his experience as a publisher have subtle humour and irony and are a delight to read. His writing is simple (perhaps a bit too simple at parts) and easy to read. However, the story and the writing does drag on for a significant part of the book. The beginning of the book is extremely promising with Margayya doling out advice to his customers under a banyan tree outside the co-operative bank but the narrative surprise peters out in the second half of the book.
Surprisingly, while this movie was adapted for an award-winning Kannada movie, it has not been recreated in any of the mainstream languages. Malgudi Days, Narayan’s collection of short stories, was made into an absolutely delightful TV show back in 1986. I will hope that the same is done with The Financial Expert!
Pros: Subtle humour, quaint characters and milieu
Cons: Second half was simplistic and dragged
